Out of pocket (OOP) healthcare payments are expenditures borne directly by a patient or households from their income or savings. Out of pocket healthcare expenses are responsible for pushing millions of families into poverty every year. In China the share of OOP expenditure has steadily increased from 20% in 1980 to 49% in 2006. They have dropped steadily since 2006. The introduction of Catastrophic Medical Insurance (CMI) in China in 2013 (urban and rural) covers 1.01 billion people and provides financial protection to families from the risk of large medical expenditures.

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Rahul Karan Reddy is an international relations analyst with a Masters degree from O.P Jindal Global University in Diplomacy, Law and Business. He is the author of ‘Islands on the Rocks’, a monograph detailing the Senkaku/Diaoyu island dispute between China and Japan. His research focus is China and East Asia. He was a research analyst at the Chennai Center for China Studies (C3S) and an intern at the Institute for Peace and Conflict Studies (IPCS), writing articles and reports on China’s foreign policy and domestic politics. His blog, Asian Drama, follows the rise of India and China as they navigate the Asian Century. He can be reached on rahulkaran.reddy@gmail.com

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